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Learn About Arizona Sun Insurance Solutions

At Arizona Sun Insurance Solutions we serve our friends in Yuma, AZ, and beyond, whether you’re a business owner, individual, or family. As your local agency, we stand behind delivering easy service, informed answers, and quality solutions. We understand the unique risks and needs of our surrounding communities, which is why you can count on us to be your trusted advocate and resource.

At Arizona Sun Insurance Solutions, we live and breathe excellence—but not just for ourselves. Our goal is to help our community succeed in their financial outlook and be most prepared for whatever tomorrow brings. As independent providers, we prioritize you above all else. We’ll guide you through the process and compare our network of providers to find exactly what you need. So what are you waiting for? Give us a call today and let’s get started!

Learn About UsMeet Frank
Meet Frank
  • Founder and Principal of Arizona Sun Insurance Solutions.
  • Native to Yuma, AZ, born and raised.
  • 2022 Top 25 Insurance Producers—Southwest Territory.
  • Top 30 Life Insurance Producers— Southwest Territory.
  • Loves to serve the members of the community.

Find Insurance Protection Today

For your needs from business insurance to personal insurance, Arizona Sun Insurance Solutions has reliable solutions.

Highlighted Insurance Plans

Business Owners

Business Auto

Workers’ Comp

Home

Auto

Life

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Call: 928-783-6009 or Email Us

The Perks of Going Independent

How do we do things differently?

We offer a wide variety of insurance solutions.

We are there for you in your time of need.

We are by your side every step of the way.

We are licensed insurance advisors.

Auto
Bodily Injury Liability Coverage
Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.

Solution

Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage
Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.

Solution

The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.

Medical Payments Coverage and Personal Injury Protection
Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.

Solution

Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.

Uninsured / Underinsured Motorist Damage Coverage
Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.

Solution

Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage
Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.

Solution

Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Rental Coverage / Loss of Use
Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.

Solution

Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

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Already a client of Arizona Sun Insurance Solutions? Visit our Service Center to make requests and manage your insurance.

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